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Is Stripe a non-vbv payment processor? Aka is it cardable with vbv cards?

Is the Stripe payment gateway non-vbv? So any card can be used to card a site using this payment gateway?

When you have a cloned card why do people choose to card in stores rather than to withdraw cash from ATM? Is it due to lack of a pin or are there other factors which make this difficult?

Just to clarify, VBV cards can be used on cardable sites as the site itself is not VBV correct? As for non VBV cards you can use them anywhere?

If you could hook me up it would be greatly appreciated.

Been carding for a while now, how to share some knowledge with you all and hopefully learn a thing or 2